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The Affordable Care Act (ACA) requires each American to have health insurance by Jan. 1, 2014, which is known as the individual mandate. Employers are required to provide this notice to all of their employees by Oct. 1, 2013, notifying them of this requirement and the health insurance marketplace.


A health insurance marketplace is a place where people can go to buy individual health insurance. Each state will have its own marketplace, either set up by the state, the federal government, or a partnership between the two.


You do not need to take any action. Your coverage meets the individual mandate, and is expected to be a better value than the marketplace coverage.


Yes, but since the county’s plan offered for the 2014 plan year is intended to be affordable and meet the minimum value standard, you and your eligible family members may not qualify for premium assistance tax credits or cost sharing reductions if you buy coverage through the marketplace.


The ACA requires most U.S. citizens to have health insurance by Jan. 1, 2014. Remember, if you do not have coverage beginning in 2014, you may be required to pay additional taxes. If you are enrolled in coverage through the county but are covered under another plan, then you may satisfy the individual mandate. If you are not covered under any health plan then you may want to explore coverage options through the marketplace. You may enroll in health insurance coverage during open enrollment in May of each year for coverage effective July 1 of that year.


Most likely not, the eligibility rules have not changed. You must be employed in a position that is eligible for health insurance coverage through the county.  The county performs an hours-worked look back every year to determine if employees not normally eligible for health insurance may have become eligible due to the amount of hours worked during the previous year.  


If you are covered under another plan (for example, under your spouse’s or parent’s plan), then you may meet the individual mandate. If you are not covered under any health plan, you may want to explore coverage options through the marketplace at www.healthcare.gov.


The coverage options and rates will be available on the State of New Mexico's Marketplace website, www.healthcare.gov, beginning on Oct. 1, 2013. 


Enrollment though the Marketplace begins October 1, 2013 and runs through March 31, 2014. Visit www.healthcare.gov to enroll. In order to have coverage by Jan. 1, 2014, you must enroll before Dec. 15, 2013.  If you apply for coverage in the marketplace, you will need to provide certain information. You can find a checklist of the information you will need to provide at: https://marketplace.cms.gov/outreach-and-education/marketplace-application-checklist.pdf


Yes, you can call the HealthCare.gov Customer Service Department at (800) 318-2596.


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