You are now leaving bernco.gov.
You will be re-directed in 10 seconds.
Floodplain Areas in the South Valley FAQ
To find your new Flood Zone, look at this map of the new zones and find your property on it. If you are close to one of the boundaries, you can zoom in using the scale setting at the top of the map. Each of the three areas are labeled with the new zones.
The LOMR will become effective September 30, 2010. You must request in writing, for permission from your mortgage company to drop the flood insurance requirement. You will need to supply them with the LOMR case number (10-06-1078P) and the map panel number for your home. You can find the map panel number on the Flood Zone Map at the link above. You should also supply the following link to the LOMR document xxxx. Contact your mortgage company for their specific requirements.
You may be able to get lower flood insurance premiums if your home was built before 1983 and if you have had an Elevation Certificate completed by a licensed surveyor. If you are purchasing flood insurance under FEMA’s “Grandfather Rule” you are probably already getting the lowest premiums available. Ask your insurance agent for a review of your policy with the new flood zone.
You must purchase flood insurance prior to the effective date of the LOMR so the premiums will be based on Zone X (begin looking in August 2010). You will get the “Preferred Low Risk Policy” for the first year.
You can protest or appeal the flood zone changes on your property within the 90 days following issuance of the LOMR. A protest or appeal must be submitted to the Bernalillo County Floodplain Administrator in writing and be supported with technical data that proves the data submitted in the LOMR is in error. The appeal will be forwarded to the FEMA region VI Director for review. An appeal or protest must be submitted to the Bernalillo County Floodplain Administrator prior to August 30, 2010.