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It is our intention to provide you with helpful information and answers to the most commonly asked questions.

For a detailed answer, please click on any of the questions below.

If you have other questions about housing in Bernalillo County, please call (505) 314-0200.

A: Yes. It is called the Housing Choice Vouchers Homeownership Program.

A: You have to apply for a housing choice voucher (the same as anyone else who does not have a voucher) and meet the eligibility requirements as anyone else who is applying.

A: No, Housing Authorities may choose to administer a homeownership program, but are not required to do so.

A: Families must meet these requirements:

  • First-time homeowner or cooperative member.
  • No family member has owned or had ownership interest in their residence for at least three years.
  • Except for cooperative members, no member of the family has any ownership interest in any residential property.
  • Minimum income requirement. Except in the case of disabled families, the qualified annual income of the adult family members who will own the home must not be less than the Federal minimum hourly wage multiplied by 2,000 hours. For disabled families, the qualified annual income of the adult family members who will own the home must not be less than the monthly Federal Supplemental Security Income (SSI) benefit for an individual living alone multiplied by 12. The PHA may also establish a higher minimum income requirement for either or both types of families. Except in the case of an elderly or disabled family, welfare assistance is not counted in determining whether the family meets the minimum income requirement.
  • Employment requirement. Except in the case of elderly and disabled families, one or more adults in the family who will own the home is currently employed on a full-time basis and has been continuously employed on a full-time basis for at least one year before commencement of homeownership assistance.
  • Additional PHA eligibility requirements. The family meets any other initial eligibility requirements set by the PHA.
  • Homeownership counseling. The family must attend and satisfactorily complete the PHA's pre-assistance homeownership and housing counseling program.

The Regulations are found in 24 CFR Part 982 (particularly see sections 625-642).

A: No, you do not have to register with the Housing Authority and there is very little paperwork.  It is very easy, but you must comply with the Federal Regulations and the NM landlord/tenant law. This law is called the “Uniform Owner-Resident Relations Act.”

A: After the proper paperwork is turned in, it is routed to the inspection department. An inspector will review the “Request for Tenancy” paperwork, and if approved, he/she will call the landlord and tenant within five business days to get an inspection scheduled.

A: Here are a few of the reasons that may apply:

  • A tenant's understanding of their own paperwork – This can be a little confusing, but many tenants forget to use the correct utility allowance to get the appropriate contract rent amount, or they don’t figure it in at all. This is common, but once you add the utility allowance and contract rent the cost of the unit may be too high for the family. You must add the asking rent plus the appropriate utility allowance to get the “Gross Rent.” This is what the inspection department will use when conducting their Rent Reasonableness. We are always her to help if there are questions, so feel free to call us. 
  • Rent is too high - Another reason the submitted paperwork might be denied is because the requested rent, plus utilities,  is too high based on what is considered “Rent Reasonable” for the area. This is mandated by HUD and it used  to make sure the rents being charged are fair. We use the www.GoSection8.com  website to conduct our Rent Reasonableness surveys for every new move-in or if there is a change in the responsibility of any utility after the first year.


  1. Rent increases will only be granted on an annual basis, to coincide with the annual recertification date of the HAP (Housing Assistance Payment) contract. The landlord or owner must request the increase in writing and must submit the request to Bernalillo County Housing at least 60 days prior to the annual recertification date of the HAP. The HAP contract and “Lease” and annual dates should always be the same. There will be no exceptions to the 60 days rent increase notice from the owner requirement. If you submit the request late, you will need to resubmit a new request in a timely manner the following year.This notice can be found on our website.
  2. Once a “Rent Increase Request” is approved or denied, the landlord/owner will be notified.

A: No. Once a rent amount is approved by the Housing Authority, the tenant will pay the amount we state based on household income. A landlord is not allowed to ask for more money other than what is approved. There can be no side agreements verbally or in writing. This would constitute fraud and will not be tolerated. We never want to see this happen, so if you are a landlord or tenant do not be pressured to partake in this type of behavior. 

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